Homeowner Advice

Found 38 blog entries about Homeowner Advice.

Oro Valley and Tucson Real Estate-Real Estate Terms

Addendum: Something added. A list or other material added to a document, letter, contractual agreement, escrow instructions, etc., to modify the original. (See Amendment)

Adjustable Rate Mortgage (ARM): Mortgage loans under which the interest rate is periodically adjusted, in accordance with some market indicator, to more closely coincide with the current rates.  The extent and number of these adjustments are agreed to at the inception of the loan.

Agency: Any relationship in which one party (agent) acts for or represents another (principal) under the authority of the latter. Agency involving real estate should be in writing, such as listings, buyer/broker agreements, power of attorney,

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Oro Valley and Tucson Real Estate-Mobile App

Simplify Your Home Search

Always on the go? Can't find the time to settle down at your computer and delve into the hunt for a new home? We've got you covered! With the Long Realty Mobile App, you can view listings throughout the entire state of Arizona from the palm of your hand. Our App contains detailed real estate information that is updated every fifteen minutes, so you'll always have the most current data at your disposal. We make it easy to track your favorite listings, view high-resolution property photos, and search using powerful filters to get the most relevant results for your unique needs.

Search by Commute Time

You might have found the perfect home, but is it in the perfect

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Oro Valley and Tucson Real Estate-How to get a Home Loan


Ed Arriola

Mortgage Loan Officer

Mobile: 520-419-9111 
Email: EdArriola@longmortgage.com 
NMLS: 168646


Gwen Musselman

Mortgage Loan Officer

Mobile: 844-889-4429 
Email: GwenMusselman@longmortgage.com 
NMLS: 905071




Home Loan Dictionary

A mortgage is a loan that is secured by the value of your home or other real estate. Mortgages may be offered at a fixed interest rate for the life of the loan, or at a rate that may change over the life of the loan. Repayment terms range from 15 to 30 years, depending on the type of

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Oro Valley Real Estate Neighborhood Trends

Using Oro Valley Real Estate Neighborhood Trends you can keep up-to-date on what’s happening in your neighborhood.

It’s a great way to keep a pulse on the market whether you are buying, selling, or an interested homeowner.

The metrics are automatically updated each month.

For your convenience, you can subscribe to an automated report that will be emailed to you each month.

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Oro Valley and Tucson Real Estate-Home Buying Process


Meet with me for your Buyer Consultation

You are Pre-Qualified by Lender

View homes fitting your criteria

Offer made on your favorite home


Contract and Earnest Money deposited with Escrow Company: Escrow Opened/Title Search ordered


Inspections: Home, Wood Infestation, Roof, Pool Review inspections and negotiates appropriate requests

Reports: Seller Disclosure, Title Commitment, CCRs, HOA Disclosures Buyer secures Home-owner's Insurance within inspection period

Review with Buyer and present Buyer's responses

LOAN APPROVAL PROCESS Mortgage Company, Underwriting/Property Appraisal, Approval

Escrow Company obtains

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