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The Long Realty Short Sale Resource Center provides you helpful information on short sales, the short sale process and how to search for short sale properties. Articles are provided by the Long Realty Short Sale Resource Group, a collaboration of Long Realty agents and managers with an expansive knowledge of short sales.

Short Sales - Beware of the Scammers

September 20, 2011

Submitted by: Chris Patterson

Foreclosure rescue and mortgage modification scams are a growing problem. Scammers will make promises about saving your home, reducing your payment or mortgage balance, often guaranteeing you a solution for a fee.

There is no need to pay a private company for foreclosure prevention counseling. These services are provided free of charge by nonprofit housing counseling agencies who work in a partnership with the federal government. For a list of agencies in your area check out, or You can also call 1-888-995-HOPE (4673) to speak to an expert advisor immediately, 24 hours a day, 7 days a week, 365 days a year. This valuable, around-the-clock service is available completely free.

Often, after speaking with a housing counselor, the next step is to contact your lender. Your lender should be able to guide you through the programs that they have established for assisting homeowners. If your lender is not willing to work with you additional assistance is available.

For an FHA insured loan contact FHA's National Servicing Center toll free at (877) 622-8525. Help with VA insured loans can be found at, or call toll free (877) 827-3702.

Determining if and/or which pre-foreclosure option could work may be like walking through a maze. Finding a knowledgeable REALTOR experienced with the short sale process, may limit unnecessary time and frustration.

Before using this service, consider the following information.


Long Realty Company is not associated with the government, and our service is not approved by the government or your lender. Even if you accept this offer and use our service, your lender may not agree to change your loan. If you stop paying your mortgage, you could lose your home and damage your credit rating.